Terms & Conditions
1. About this website
Website Owner = Home loan Hut Pty Ltd (“Home loan Hut”) (Domain name = http://www.homeloanhut.com.au the “website”)
2. About these terms and conditions
These website terms of use (“terms and conditions”) and the associated Privacy Statement (“privacy policy”) govern your access to and use of the website. You should read these terms of use and the privacy policy carefully before using this website.
3. Your access/use implies agreement
The website is available for your use only on condition that you agree to these terms of use. By accessing/using the website, you are signifying that you agree to be bound by these terms.
4. Modifications to the Terms
Home loan Hut may revise and update these terms of use at any time. Your continued usage of the website after any changes to these terms of use will mean you accept those changes.
5. Modifications to the information
Home loan Hut does not warrant the accuracy, adequacy or completeness of material on this website. All information may be changed, supplemented, deleted or updated without notice at the sole discretion of Home loan Hut.
6. Errors and problems
Home loan Hut does not guarantee that the website will be free from viruses, or that access to the website will be uninterrupted.
7. License and Ownership
The copyright for the content on this website is owned or licensed by Home loan Hut and is protected under the Copyright Act 1968 (Cth) and by other copyright laws in both Australia and other countries. No material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of Home loan Hut.
All custom graphics, icons, and other items that appear on the website and all associated trademarks, are trademarks of Home loan Hut.
8. Home loan Hut Privacy Policy
The Home loan Hut privacy policy governs the use of information collected from or provided by you at the website. A policy statement prepared by Home loan Hut for the purposes of being made available to customers and the general public declaring the company’s commitment to the Privacy Act 1988 (Cth) (hereinafter the “Privacy Act”) for a company required to comply is available at http://www.homeloanhut.com.au/privacy-policy.
9. Feedback, suggestions, comments or requests
Home loan Hut does not encourage you to make feedback, suggestions, comments or requests (“comments”) but these comments may be made to enquiry@homeloanhut.com.au and if you do make comments, you acknowledge that: they will not be considered confidential or proprietary, and Home loan Hut is under no obligation to keep such information confidential, and Home loan Hut will have an unrestricted, irrevocable, world-wide, royalty free right to use, communicate, reproduce, publish, display, distribute and exploit such comments in any manner it chooses.
9. Outbound links
The website may contain links to third-party websites and resources (“linked sites”). These linked sites are provided solely as a convenience to you and not as an endorsement by Home loan Hut. Home loan Hut makes no representations or warranties regarding the availability, correctness, accuracy, performance or quality of the linked site or any content, software, service or application found at any linked site. Home loan Hut may receive payments and/or commissions from operators of linked sites in relation to goods or services supplied by the operator as a result of you linking to the third party website from the Home loan Hut website.
10. Inbound links
Home loan Hut generally encourages and agrees to your linking to the Home page through a plain text link on your website without the need for agreement between yourself and Home loan Hut. However, linking to any other page of the website is strictly prohibited, without express written permission from Home loan Hut.
11. Jurisdiction
The Australian section is provided for use only by Australian residents. The law applicable to use of the Australian section and to disputes arising out of the Australian section is the law of the State of NSW and The International Section is provided for use by residents of any country in the world but, to the fullest extent permitted by law, the law applicable to use of the International Section and to disputes arising out of the International Section is the laws of the State of NSW Australia.
12. Disclaimer of Warranties
Home loan Hut makes no representations or warranties about the accuracy, completeness, security or timeliness of the content, information or services provided by the website and disclaims all warranties, either express or implied, statutory or otherwise, including but not limited to the implied warranties of merchantability, non-infringement of third parties’ rights, and fitness for a particular purpose.
13. Limitation of Liability
If Home loan Hut is found responsible for any damages, Home loan Hut is responsible for actual damages only. In no event shall Home loan Hut, be liable for any incidental, indirect, exemplary, punitive and/or consequential damages, lost profits, or damages resulting from lost data or business interruption resulting from the use of or inability to use the website.
14. General Conditions of Sale
The following Conditions of Sale shall apply to any product sold on this website. These Conditions of Sale constitute a complete and exclusive statement of the agreement and understanding between you and Home loan Hut with respect to the subject matter hereof.
a. The goods delivered under this Agreement shall be of normal industrial quality unless herein specifically stated to the contrary. Any description of such goods has been given by way of identification only and the giving or use of such description shall not constitute any sale hereunder a sale by description.
b. The products available on the website for sale under these Conditions of Sale are only available for sale to individuals who can make legally binding contracts. The products are not available to persons under the age of 18 years nor any other person legally prohibited from entering into a binding contract. By placing your order you are verifying to the Home loan Hut that you are able to make a legally binding contract.
c. Your order is an offer by you to purchase a particular product for the price (including the delivery and other charges and taxes) specified on the website at the time of offer and shall be understood to be placed under these Conditions of Sale.
d. These Conditions of Sale may change from time to time and you are required within reason to revisit these before placing your order to ensure that these Conditions of Sale have not changed.
e. Home loan Hut reserves the right to accept or reject your offer for any reason, including, without limitation, an error in the product description or the price posted on the website, the availability of the product, or an error in your order. Your contract with Home loan Hut only comes into existence when Home loan Hut forwards you an email containing confirmation of receipt of your order, an acceptance of your order, confirmation of receipt of your payment and details of likely delivery.
f. This contract shall be governed by and construed in accordance with the law in effect in the State of [NSW] and by entering into contract both parties are accepting the jurisdiction of the courts of the State of [NSW] in relation to any dispute between them.
g. You shall inspect the goods immediately upon their arrival and shall within seven (7) days give notice to Home loan Hut if the goods are not in accordance with specified requirements. If you fail to give such notice, the goods shall be deemed to be in all respects in accordance with the specified requirements. No claim shall be recognised unless made in writing and received by Home loan Hut within seven (7) days after receipt of goods by you. The total amount of any claim shall not exceed the actual invoice value of the goods claimed to be faulty.
h. Ownership and property in the goods supplied/delivered shall pass from Home loan Hut to you when Home loan Hut accepts your offer and assigns product in the Home loan Hut warehouse. Risk passes to you upon delivery to your warehouse or to an agreed delivery point.
i. Home loan Hut shall not be responsible for non-delivery or delay in delivery of any goods caused by force majeure and you and Home loan Hut shall be excused from performance of their respective obligations when and to the extent such performance is delayed or prevented by force majeure. If your need for the goods is reduced or suspended as a result of force majeure, and notification is within reasonable time of acceptance of the Order and prior to transfer of ownership, you shall be entitled to terminate the agreement. For the purpose of this commitment force majeure shall include but is not limited to natural disasters, civil disasters, political event, change of legal / political environment, business disruption, accidents, earthquake, flood, hurricane or typhoon, tornado, tsunami, volcanic eruption, wildfire/bushfire, landslide or avalanche, fire, flood, storm, earthquake, terrorist acts, revolt, war, financial markets disturbances, changes of regime or tax or regulatory authority, energy failure, external telecommunications failure, and/or failure of transport systems.
j. You assume all risks and liabilities for consequences arising from the use of the goods whether singly or in combination with other goods and indemnify Home loan Hut in respect of any such use. Home loan Hut is not liable for any infringement of patent rights arising out of the use of such goods by you or your instructions, expressed or implied, and it is your responsibility of to ensure that the goods when used by you are not damaged and no liability will be accepted by Home loan Hut for the consequences of the use of damaged goods by you.
k. Nothing in these Conditions of Sale is intended to exclude, restrict or modify any statutory obligation of Home loan Hut implied by the Goods Act, 1958.
Copyright
Copyright Notice
Copyright © 2014 Home loan Hut
(1) Ownership of copyright
We [and our licensors] own the copyright in:
(a) this website; and
(b) the material on this website (including, without limitation, the text, computer code, artwork, photographs, images, music, audio material, video material and audio-visual material on this website).
(2) Copyright licence
We grant to you a worldwide, non-exclusive, royalty-free, revocable licence to:
(a) view this website and the material on this website on a computer or mobile device via a web browser;
(b) copy and store this website and the material on this website in your web browser cache memory; and
(c) print pages from this website for your own [personal and non-commercial] use.
We do not grant you any other rights in relation to this website or the material on this website. In other words, all other rights are reserved.
For the avoidance of doubt, you must not adapt, edit, change, transform, publish, republish, distribute, redistribute, broadcast, rebroadcast, or show or play in public this website or the material on this website (in any form or media) without our prior written permission.
(3) Data mining
The automated and/or systematic collection of data from this website is prohibited.
(4) Permissions
You may request permission to use the copyright materials on this website by writing to [enquiry@homeloanhut.com.au] or [Shop 60 972-990 Old Princes Hwy, Engadine NSW 2233].
(5) Enforcement of copyright
We take the protection of our copyright very seriously. If we discover that you have used our copyright materials in contravention of the licence above, we may bring legal proceedings against you, seeking monetary damages and/or an injunction to stop you using those materials. You could also be ordered to pay legal costs.
If you become aware of any use of our copyright materials that contravenes or may contravene the licence above, please report this by email to [enquiry@homeloanhut.com.au] or by post to [Shop 60 972-990 Old Princes Hwy, Engadine NSW 2233].
(6) Infringing material
If you become aware of any material on our website that you believe infringes your or any other person’s copyright, please report this by email to [enquiry@homeloanhut.com.au]